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2023 GOALS & ACCOMPLISHMENTS

1) UPDATED KITCHEN CABINETS, COUNTERTOPS - July 2023  ✓ 2) PAID OFF HYDRO LOAN - DOOR, LIVING ROOM WINDOW IN FULL  ✓ 3) PAINTED JEY'S ROOM BASEMENT  ✓ 4) PAINTED WALL IN LAUNDRY ROOM  ✓ 5) FLOORING - June 10, 2023  ✓ 6) SIDE FENCE - done Oct 2023  ✓ 7) ZEBRA BLINDS FOR BEDROOMS & KITCHEN  ✓ 8) US GIC'S  ✓ 9) ADDED TO CORE ETF'S  ✓

Happy Twenty Three

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To more hiking adventures. More climbing mountains, and wandering off the beaten paths. To exploring mother nature— discovering it's tiniest and biggest creations our feet can take us. To twenty-seven more years. Till we tire of the rough roads, Spaced out along the climb. To the memories of our feat, and the only joy that'll reminds us is the wobble on our knees. Happy twenty-three, My adventure buddy. First long drive to Riding Mountain National Park

2022 GOALS & ACCOMPLISHMENTS

1) MAR 30, 2022 - INVESTING COURSE ✓  2) JUN 30, 2022 - TAX COURSE ✓ 3) MAR 2022 - NOV 2022 - KITCHEN & LIVING ROOM WALL DEC 2022 done $6,300 ✓ 4) FRONT STEPS ✓ 5) PAINTED LIVING ROOM, HALLWAY, LAUNDRY, CEILING, OFC BASEMENT, CLOSET & ROOM DOORS ✓ 6) MUDRACKERS - LIFTED WALKWAY ✓ 7) BOUGHT CORE ETF'S ✓ 8) BOUGHT TREADMILL ✓  9) CHANGED SPROAT ELBOW ✓ 10) CHANGE LIGHTS BATHROOM, HALLWAY, KITCHEN, LAUNDRY, FRONT & BACK EXTERIOR, GARAGE ✓

2021 GOALS & ACCOMPLISHMENTS

1) SAVE 18,000 (6 months) EMERGENCY FUND ✓  2) BOUGHT 250K HOUSE (283,500) ✓ 3) 2.5 YRS TRANSIT  4) FINISHED HOW TO MAKE A FRAME COURSE ✓  5) REPLACED MAIN DOOR, LIVING ROOM WINDOW ✓  6) 5,000 FRONT YARD RENO - ($ 6,000) ✓  7) BOSE SPEAKER ✓  8) KING SIZE BED ✓

Letter to Grandma

I didn't date this letter so I'm not sure when I wrote it. I found it in one of my collections of letters and writings. Grandma (as we fondly call her) Beb's birthday was January 2nd. She and one of my cousins share the same birthday, while Grandpa Johnny and my favorite nephew has the same date of birth, October 20th. ----------------- I have flashes of memories of my grandma a couple of days ago... then I remember it was her birthday… She taught me a lot growing up, as I didn’t grow up with a mom.  - How to write She has the most beautiful cursive penmanship in the family. You could tell she’s an artist just by her penmanship. - How to sew my first shorts at age 6 Grandma is always the first person to wake up. I’ve never seen her lounging around. She was always on her feet. While most of us have siesta after lunch, her sewing machine would vibrate in the hardwood floor on the 2nd floor, making it difficult for me to sleep. I’d sneak off siesta and sit on the flo...

Happy 36th to me

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We traded our old car, Mystique for a Dodge minivan today. We were not approved for a brand-new van cos our credit profile was still new and because we shopped around a lot from car dealers in the last couple of weeks, which can bring down credit scores. Luckily, there were two dealers that approved us - Ford and Chrysler. We turn down Ford because we didn't find a van that we like in their lot. Second, Chrysler had a better offer, extra freebies like free change oil as long as we own the van. We haggled with the finance manager for a low bi-weekly payment, giving us the best value for our buck. (our van, Dodge Caravan) On the night of August 26th, we bid goodbye to the old Ford. So far, the van works great in terms of comfort and driving. We added a bumper-to-bumper extended warranty, so I think we made a pretty good decision.  ----------------------------------------------- On the eve of my birthday, my nephew and sister sang me a happy birth...

9 Years

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Two weeks ago, was our 9th year Wedding Anniversary. Hubby and I were able to go out and celebrate then he surprised me with mums and a balloon, printed Happy Anniversary on it. I was surprised because it's unusual of him to bring me something for our anniversary unless I remind him. Second, his schedule at work is unpredictable. Sometimes he just dashed like a maniac preparing his stuff then come home immediately after his shift which ends late at night. Third, malls and other establishments closes at 9pm, so I can't imagine where he bought the flowers and balloons.  I can't remember the last time he bought me flowers. Not that he doesn't want to, but every time he thinks about buying me, he would ask me first and I'd say I would rather have something that will last for more than a week. Flowers are a waste of money. And he knows we are on a tight budget in the last two months, so we're not celebrating anything this year not even our birt...